Re: branchless (online only) banks?

Joe Orozco

I've used Ally, Capital One, and, currently, CIT Bank. All have been
accessible. I mostly use these for emergency funds. I've still kept a
traditional bank for things like cashier's checks.--Joe

On 7/2/21, Wendy Walker <> wrote:

Yes and it can be done right from your banks app if they have the option
like Ally Bank does.

On Jul 2, 2021, at 6:08 PM, John Holcomb II <> wrote:

´╗┐Is Zel? Is it something like PayPal where you can pay people and they
can pay you?
Thanks guys for all your help so far!

-----Original Message-----
From: <> On Behalf Of Wendy
Sent: Friday, July 02, 2021 7:07 PM
Subject: Re: [TechTalk] branchless (online only) banks?

I've used Ally Bank for ten years and they are very accessible. In years
past, when I had an accessibility issue they even gave me the direct line
phone number for Tier 2 (one step above regular tech support. I haven't
had to contact them lately though because I haven't had any accessibility
issues. I use their iPhone app mostly and don't really have any reason to
use the website on a computer. They are also affiliated with Zell (not all
banks are) so if I need to send/receive money to someone that is an option
besides Pay Pal.

I forgot to mention they do not charge fees for ATM withdrawals (in the
past they would reimburse any fees you were charged up to I believe 5
withdrawal fees per month) and the checking and savings are both interest
bearing accounts.


On 7/2/21, Brent Harding <> wrote:
I have used nothing but these for the longest time, from the early
days like Netbank and ING Direct. was another online
branchless bank I had used, until they merged with BBVA, who is in
turn merging with PNC by October. I liked Simple's accessibility, but
BBVA's app isn't so great with Voiceover on the phone. Ally bank is
another one I've tried, and although it wasn't the greatest years ago,
they have decent accessibility now. Their only down side is that they
don't really have deposit or withdrawal notifications on the phone app
like Simple did. I thought about trying something like Chime, but not
sure how accessible they are. They appear to have a better ATM network
in that there are machines closer to where I go than some of the
others have.

From: <> On Behalf Of
John Holcomb II
Sent: Thursday, July 1, 2021 7:39 PM
Subject: [TechTalk] branchless (online only) banks?

Has anyone here used a branchless bank before?

If so how accessible are these kinds of banks on android, iOS and



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