Re: Life Lock Protection


Gene
 

I haven't looked at enough reviews to draw any conclusions.  I looked at one site where Life Lock was listed in the top ten protection companies.  I'm not recommending or not recommending them.  But whatever problems they may have or have had, I've never heard of them having a security breach nor have I seen reports of customers being subject to identity theft because of Life lock misconduct.  There may be, or have been reason for concern, judging by the article and we don't know what Life Lock has done in the last two years.  the fine was assessed in 2015.  The article raises questions but I'd want more information before forming an opinion about the company now.  Based on the enormous hack of Equifax and the fact that Equifax had two other hacks in something like the last year and didn't bother to take proper precautions, leads me to very seriously question whether it is correct or fair or reasonable to equate the two companies' conduct.
 
Gene
----- Original Message -----

Sent: Sunday, September 10, 2017 10:43 AM
Subject: Re: [TechTalk] Life Lock Protection

 
What is disturbing about the fine against Lifelock is the size of the fine.  The FTC wouldn’t  have levied a fine of $100 million if Lifelock had only commited a minor violation.   Lifelock is not a Fortune 500 company by any stretch, and under a judge’s ruling must pay most of this fine to settle a class action lawsuit against it.  This raises serious questions about its credibility, trustworthiness and long-term viability.  But even if Lifelock ultimately pays this fine and promises to reform its business practices, what is to stop it from reverting to its old ways in view of the current administration’s pro-business, anti-consumer policies? I certainly wouldn’t trust a company to protect me against identity fraud if it itself has been the target of serious fraud allegations by the leading government consumer watchdog agency.
 
Gerald
 
 
 
From: Gene
Sent: Sunday, September 10, 2017 11:05 AM
Subject: Re: [TechTalk] Life Lock Protection
 
I just read the article and it raises points well worth considering.  Wheteher other companies are better in respect to what has been alleged against Life Lock, I don't know.  but I see with interest that the article gives, the same adivse as I did, do searches for companies using words or phrases like those given in the article.
 
Gene
----- Original Message -----
From: Gene
Sent: Sunday, September 10, 2017 9:59 AM
Subject: Re: [TechTalk] Life Lock Protection
 
I wouldn't just base my decision on one violation.  I haven't researched this to any extent, but from the little I've read, it appears that Life Lock is more thorough than other services.  Is the extra thoroughness important in protecting your credit?  I don't know.  And also, Life Lock has three plans.  The cheapest plan may not be more thorough than the other services may be.  But when you ask if they are more trustworthy than Equifax, that question implies that you think that they will somehow misuse your data.  I haven't read the article yet, but I've never heard of a breach at Life Lock and whatever they were fined for is probably minor when compared with what Equifax did.  Equifax exposed personal information on half the population of The United States. 
 
I haven't done this, but you can probably get interesting information and comparisons by doing a google search for something like best credit protection company.
 
Gene 
----- Original Message -----
Sent: Sunday, September 10, 2017 7:49 AM
Subject: Re: [TechTalk] Life Lock Protection
 
 
Be careful about signing up with Lifelock.  They were fined a whopping $100 million by the FTC for engaging in deceptive consumer practices and other violations.  So are they any more trustworthy than Equifax?  It’s up to you to decide whether paying for their services is worthwhile.  See this article:
 
 
Gerald
 
 
 
Sent: Sunday, September 10, 2017 8:30 AM
Subject: Re: [TechTalk] Life Lock Protection
 

The other thing is that they give you a date to come back to register.

The message I got said Life Lock, but who knows what they are really doing.

They are flying by the seat of their pence.

 

 

73 N2DYN Angelo

 

From: main@TechTalk.groups.io [mailto:main@TechTalk.groups.io] On Behalf Of Gene
Sent: Sunday, September 10, 2017 7:13 AM
To: main@TechTalk.groups.io
Subject: Re: [TechTalk] Life Lock Protection

 

I should clarify that the first part of my comments were for anyone interested but I was responding to Cristóbal's comment that you can put any information in and you are told that you are affected.

Gene

----- Original Message -----

From: Gene

Sent: Sunday, September 10, 2017 6:05 AM

Subject: Re: [TechTalk] Life Lock Protection

 

If you fool around and put in any name and any information, it won't tell you are impacted if it thinks you arent'  Have you read the earlier messages in the thread?  Yesterday and perhaps again today, I said that I was told that they don't think my information is impacted.  They don't say it definitely isn't.  They say they don't think it is.  That leaves them wiggle room in case they are wrong.  With fifty percent of the public affected, f course you are going to get a lot of affected indications.  Every time you enter fictitious information, there's a fifty-fifty chance you will enter an affected number.

 

Also, I really doubt that Life Lock is the company they contracted with to provide protection.  If it is, I'd be interested in knowing. 

 

Gene

----- Original Message -----

Sent: Sunday, September 10, 2017 5:36 AM

Subject: Re: [TechTalk] Life Lock Protection

 

I put in my information, and my wife’s information, and it said we were not affected, but we can still get the Life Lock protection.

 

From: main@TechTalk.groups.io [mailto:main@TechTalk.groups.io] On Behalf Of Cristóbal
Sent: Saturday, September 9, 2017 3:07 PM
To: main@TechTalk.groups.io
Subject: Re: [TechTalk] LifeLock Protection

 

You can apparently put any name and any sequence of numbers and it will tell you that you’re impacted. IN short, regardless of what it says, take steps to lock your info down.

 

From: main@TechTalk.groups.io [mailto:main@TechTalk.groups.io] On Behalf Of Loy
Sent: Saturday, September 9, 2017 6:27 AM
To: main@TechTalk.groups.io
Subject: Re: [TechTalk] LifeLock Protection

 

You can go to the Equifax site and put in you name and last 6 digits of SS number and it will tell you if your information was effected. I did this and mine was.

----- Original Message -----

Sent: Saturday, September 9, 2017 8:54 AM

Subject: [TechTalk] LifeLock Protection

 

How does one know if he is protected or has been invaded?  Only after some such event has occurred, I suspect.  I made a killing in the late nineties over that Y2K scare.  Never had to raise a finger--but for a couple installations of "protection" software.  How BOGUS!!!

----- Original Message -----

From: Mike B.

Sent: Saturday, September 09, 2017 7:45 AM

Subject: Re: [TechTalk] Article: Equifax - Data Breach Exposed Personal Data Of 143 Million People

 

Hi Lenron,

 

Lifelock has at least 3 different plans, depending on how much protection you want or think you need.

 

See which plan fits your individual needs.

 

Since everyone has their own identity, we offer three identity protection plans depending on who you are and what you need. All of our plans include our
Million Dollar Protection™Package‡ as well as our patented LifeLock Identity Alert®System†.

 

Standard
$9.99 / month Plus applicable sales tax
Learn More
START MEMBERSHIP
Advantage
$19.99 / month Plus applicable sales tax
Learn More
START MEMBERSHIP
MOST COMPREHENSIVE PLAN
Ultimate Plus
$29.99 / month Plus applicable sales tax
Learn More
START MEMBERSHIP
Million Dollar Protection™ Package‡
Stolen Funds Reimbursement*

 

Up to $25,000
Up to $100,000
Up to $1 Million
Personal Expense Compensation*

 

Up to $25,000
Up to $100,000
Up to $1 Million
Coverage for Lawyers and Experts*

 

Up to $1 Million
Up to $1 Million
Up to $1 Million

 

*Indicates features included within the Million Dollar Protection™ Package‡

 

Features in All Plans
U.S.-Based Identity Restoration Specialists

 

24/7 Live Member Support

 

Reduce Pre-Approved Credit Card Offers

 

Lost Wallet Protection

 

Help to Reduce Exposure of Personal Info

 

LifeLock Identity Alert® System

 

Alerts If We Detect...
Your Personal Info on Service and Credit Applications

 

Your Personal Information on the Dark Web

 

A Request to Change Your Address

 

Fake Personal Information Connected to Your Identity

 

Your Personal Info on Criminal Arrest and Court Booking Records

 

Large-Scale Breaches

 

Cash Withdrawals, Transfers and Large Purchases from Your Credit, Checking and Savings Accounts

 

New Bank Account Applications with Your Personal Info

 

Takeover or New Name Added to Your Bank Accounts

 

Investment/401(k) Account Activity

 

Your Personal Info on File-Sharing Networks

 

Your Name on a Sex Offender Registry

 

Credit Services and Reports
Credit Monitoring

 

One Bureau1
One Bureau1
Three Bureaus1,2
Annual Credit Report and Score

 

The credit scores provided are VantageScore 3.0 credit scores based on data from Equifax, Experian and TransUnion respectively. Any One-Bureau VantageScore
mentioned is based on Equifax data only. Third parties use many different types of credit scores and are likely to use a different type of credit score
to assess your creditworthiness.

 

One Bureau1
Three Bureaus1
Monthly Credit Score Tracking

 

The credit score provided is a VantageScore 3.0 credit score based on Equifax data. Third parties use many different types of credit scores and are likely
to use a different type of credit score to assess your creditworthiness.

 

One Bureau1

 

The credit scores provided are VantageScore 3.0 credit scores based on data from Equifax, Experian and TransUnion respectively. Any one bureau VantageScore
mentioned is based on Equifax data only. Third parties use many different types of credit scores and are likely to use a different type of credit score
to assess your creditworthiness.

 

1 Credit reports, scores and credit monitoring may require an additional verification process and credit services will be withheld until such process is
complete.

 

2 For LifeLock Ultimate Plus™ Three-Bureau Credit Monitoring, credit monitoring from Experian and TransUnion will take several days to begin.

 

‡ Million Dollar Protection Package benefits are provided by a Master Policy issued by United Specialty Insurance Company, Inc. (State National Insurance
Company, Inc. for NY State members). The Master Policy provides coverage for Stolen Funds Reimbursement and Personal Expense Compensation, each with limits
of up to $25,000 for Standard members, up to $100,000 for Advantage members and up to $1 million for Ultimate Plus members. If needed, LifeLock will provide
lawyers and experts under the Service Guarantee. Please see the policy terms, conditions and exclusions at 
LifeLock.com/legal
article end

Take care.  Mike.  Go Dodgers!
Sent from my iBarstool.
Arguing with a woman is like reading a software license agreement.  In the end you have to ignore everything, & click I agree.

----- Original Message -----

From: Lenron

Sent: Saturday, September 09, 2017 5:00 AM

Subject: Re: [TechTalk] Article: Equifax - Data Breach Exposed Personal Data Of 143 Million People

 

After this I am wondering what would be the cost of life lock. It's
bad enough the three credit report scores is pretty much what controls
us getting anything, now who knows what problems we could have. I know
there is a couple things on my credit report that shouldn't be that I
am trying to figure out how to get rid of and something that I payed
off but it's still showing as an active account. It's madness I tell
you. There is no way I am trusting equal fax. To mounter my credit
when they are a big part of the reason we are in this situation in the
first place. What they really should be doing is offering credit
repair services to anyone that wants to get items sorted that don't
seem to be things that they had.

On 9/9/17, Gene <gsasner@...> wrote:
> Not only that, a year's monitoring isn't sufficient.  Once your information
> is in the wild, it may circulate and be used for years.  Use a real credit
> monitoring service like Life Lock and keep the service indefinitely.  You
> should have such a service even if you haven't had your information exposed
> in the Equifax scandal.  It should be a form of protection everyone has.
>
> Gene
> ----- Original Message -----
>
> From: felix1063@...
> Sent: Friday, September 08, 2017 11:50 PM
> To: main@TechTalk.groups.io
> Subject: Re: [TechTalk] Article: Equifax - Data Breach Exposed Personal Data
> Of 143 Million People
>
>
> It has been announced by news organizations that Equalfax will monitor your
> credit for one year.  After that, they will automatically charge you. PLUS
> you have to waive all lawsuits that you may have with them in the future.
> The news services say that Equalfax is attempting to make money off of those
> who have suffered with the loss of their data.  BE CAREFUL!!!
>
>
>
> --jeff
>
>


--
Lenron Brown
Cell: 985-271-2832
Skype: ron.brown762

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