Date   

Thunderbird's Extensions

 

Hey guys,
I'm wanting to make some experimentation on Thunderbird's extensions/add-ons.
Nothing specific,  just willing to test what we would have out there.
Any suggestions on what I should test?
Thanks :)

Cheers,
Marcio AKA Starboy
Follow or add me on Facebook


Re: a thunder bird question

Gerald Levy
 

How do you delete your messages from the In Box?  If you press the Delete key on a highlighted message, it  should be sent to the Trash folder.


Gerald

On 3/29/2019 8:50 AM, angelsonsAna wrote:
Hello there, they will not stay in the trash folder when I want them again, they are gone.


a thunder bird question

 

Hello there, they will not stay in the trash folder when I want them again, they are gone.

--
Please come and join us at angelsonges@groups.io


Re: bank account.

Gerald Levy
 

This may be true, but if you are opening a bank account for the very first time, and you are going to fund it with cash, you still have to visit a branch in person to make the deposit.  You can't very well send cash through the mail.  Opening an account online only works if you can transfer funds to it electronically from another financial institution.  Besides, Capital One does not have any branches in the UK, and Royal Bank of Scotland requires visiting a branch in person to open an account:


https://personal.rbs.co.uk/personal/current-accounts/what-do-you-need-to-open-a-current-account.html


Gerald

On 3/28/2019 11:33 PM, Cristóbal wrote:
Not true. Just this month, I opened an online checking account through Capital One. All on my iPhone. It took less than 10 minutes.
Earlier, someone asserted that if you wanted to open a joint account, you’d have to physically go into a bank. Also not true. There are many online banking options now. I can add my wife to this checking account as well Never having to enter any sort of branch. I live on the West Coast and there are no capital one branches anywhere near me. There are no fees associated with this account.

On Mar 28, 2019, at 5:32 PM, Pamela Dominguez <pammygirl99@gmail.com> wrote:

I'm sure if I'm wrong, somebody will correct me. But as far as I know, no matter what you want to set up, you would have to go in person to the bank and show ID and sign papers. They want to know you are real. Then after that, you can set up to bank wherever you want to bank. Pam.

-----Original Message----- From: Billy Inglis
Sent: Thursday, March 28, 2019 12:27 PM
To: main@TechTalk.groups.io
Subject: Re: [TechTalk] bank account.

hi again Brian,
As I tried to explain in an earlier post, that I would find it very
difficult to personally visit a bank branch on the high street.
Is home banking an idea?.
I'm also Interested in credit unions, but would have the same issue,
getting to a branch. Do these credit unions have a telephone system?.


On 28/03/2019 13:51, Brian K. Lingard wrote:
Dear Billy Inglis & List:
Bank of Scotland likely offers Telephone Banking with a live Banker as well as with interactive voice response menus and Webb banking. Ask about prevailing plans, costs Etc. Web banking where you rely on your wife may write cheques or make withdrawals.

This can be important if your wife is having difficulty handling money or is legally incompetent. If she is incompetent, the Procurer Fiscal may be her statutory Trustee or another government official.

Check out Credit Unions, they can be much cheaper than Commercial Banks, give you a vote at their annual membership meeting and you can run for office.
Brian K. Lingard VE3YI, Ab2JI, B. A., C. T. M.


-----Original Message-----
From: main@TechTalk.groups.io [mailto:main@TechTalk.groups.io] On Behalf of Billy Inglis
Sent: March 18, 2019 1:45 PM
To: main@TechTalk.groups.io
Subject: Re: [TechTalk] bank account.

Hi, please explain accounts?

On 18/03/2019 15:45, Carolyn Arnold wrote:
I will tell you that I have had three husbands. With the first two, we had joint accounts. However, oh happy day, with this one we have mine, his, and ours. Way to go!

Best regards,

Carolyn


-----Original Message-----
From: main@TechTalk.groups.io [mailto:main@TechTalk.groups.io] On Behalf of Billy Inglis
Sent: Monday, March 18, 2019 10:43 AM
To: main@TechTalk.groups.io
Subject: [TechTalk] bank account.

Hi people, I have never had a bank account of my own.
I have always used my wife's account, but now I think it is time to look after my own financial affairs.
So I am wondering what would be the best road for me to go down.
Would a joint bank account be a good Idea?
As I have never needed to worry about such things before, I do not really know what kind of bank accounts are out there.
Any advice or help with this query would be so helpful indeed.
--
All the Best
Billy







--
All The Best
Billy






Re: question about next door

Shelly Kane
 

After you sign up, they will send you an email asking you to verify your email address and all I did was click on that link and my address was verified.  You also have to pick different interests that you want to receive posts about.  I will admit, it's very tricky.  I'm thinking about getting the app.  Good luck.  If you have anymore questions, just ask.

Shelly

On 3/29/2019 12:34 AM, Kimsan via Groups.Io wrote:
How do you verify your account?

I would love to see what the fuss is all about, but I can't seem to get verified.


-----Original Message-----
From: main@TechTalk.groups.io <main@TechTalk.groups.io> On Behalf Of mcLeod stinnett
Sent: Friday, March 22, 2019 6:09 PM
To: main@TechTalk.groups.io
Subject: Re: [TechTalk] question about next door



Re: a thunder bird question

Curtis Delzer
 

it is in your trash, probably close to the bottom of the list.

Curtis Delzer
HS
W B 6 H E F
Rialto, CA

On 3/28/2019 4:25 AM, angelsonsAna wrote:
I find if I delete a message and I want to get it back it does not keep it I would like to know how I can get them to stay there, so I can get it back if I want to.  I hope someone can help. Hello there, I am using thunder bird with windows tenand


Re: question about next door

Kimsan <kimsansong@...>
 

How do you verify your account?

I would love to see what the fuss is all about, but I can't seem to get verified.

-----Original Message-----
From: main@TechTalk.groups.io <main@TechTalk.groups.io> On Behalf Of mcLeod stinnett
Sent: Friday, March 22, 2019 6:09 PM
To: main@TechTalk.groups.io
Subject: Re: [TechTalk] question about next door



--
From Mack also when in digest version open the thread that interests you, press h that will take you to the start of the first message. using win 7 64 bit and I/e 11. I try to always stay signed in/ after reading a thread I close the window with alt f4. I then choose the option to close current tab. this lands me on the thread I just read and I can continue down the list. I use yahoo mail for this purpose and read the daily posts on the web. I don't choose to use an email client for this purpose. for certain emails, I like the stripped down version of yahoo mail.


Re: bank account.

Cristóbal
 

Not true. Just this month, I opened an online checking account through Capital One. All on my iPhone. It took less than 10 minutes.
Earlier, someone asserted that if you wanted to open a joint account, you’d have to physically go into a bank. Also not true. There are many online banking options now. I can add my wife to this checking account as well Never having to enter any sort of branch. I live on the West Coast and there are no capital one branches anywhere near me. There are no fees associated with this account.

On Mar 28, 2019, at 5:32 PM, Pamela Dominguez <pammygirl99@gmail.com> wrote:

I'm sure if I'm wrong, somebody will correct me. But as far as I know, no matter what you want to set up, you would have to go in person to the bank and show ID and sign papers. They want to know you are real. Then after that, you can set up to bank wherever you want to bank. Pam.

-----Original Message----- From: Billy Inglis
Sent: Thursday, March 28, 2019 12:27 PM
To: main@TechTalk.groups.io
Subject: Re: [TechTalk] bank account.

hi again Brian,
As I tried to explain in an earlier post, that I would find it very
difficult to personally visit a bank branch on the high street.
Is home banking an idea?.
I'm also Interested in credit unions, but would have the same issue,
getting to a branch. Do these credit unions have a telephone system?.


On 28/03/2019 13:51, Brian K. Lingard wrote:
Dear Billy Inglis & List:
Bank of Scotland likely offers Telephone Banking with a live Banker as well as with interactive voice response menus and Webb banking. Ask about prevailing plans, costs Etc. Web banking where you rely on your wife may write cheques or make withdrawals.

This can be important if your wife is having difficulty handling money or is legally incompetent. If she is incompetent, the Procurer Fiscal may be her statutory Trustee or another government official.

Check out Credit Unions, they can be much cheaper than Commercial Banks, give you a vote at their annual membership meeting and you can run for office.
Brian K. Lingard VE3YI, Ab2JI, B. A., C. T. M.


-----Original Message-----
From: main@TechTalk.groups.io [mailto:main@TechTalk.groups.io] On Behalf of Billy Inglis
Sent: March 18, 2019 1:45 PM
To: main@TechTalk.groups.io
Subject: Re: [TechTalk] bank account.

Hi, please explain accounts?

On 18/03/2019 15:45, Carolyn Arnold wrote:
I will tell you that I have had three husbands. With the first two, we had joint accounts. However, oh happy day, with this one we have mine, his, and ours. Way to go!

Best regards,

Carolyn


-----Original Message-----
From: main@TechTalk.groups.io [mailto:main@TechTalk.groups.io] On Behalf of Billy Inglis
Sent: Monday, March 18, 2019 10:43 AM
To: main@TechTalk.groups.io
Subject: [TechTalk] bank account.

Hi people, I have never had a bank account of my own.
I have always used my wife's account, but now I think it is time to look after my own financial affairs.
So I am wondering what would be the best road for me to go down.
Would a joint bank account be a good Idea?
As I have never needed to worry about such things before, I do not really know what kind of bank accounts are out there.
Any advice or help with this query would be so helpful indeed.
--
All the Best
Billy







--
All The Best
Billy






Re: bank account.

Olusegun -- Victory Associates LTD, Inc.
 

Sis Pam, here in the United States, there are banks where you can set up
everything online without ever showing your face. And, yes, they don't need
to see you or your state-issued ID. A few examples:

CapitalOne
Ally Bank
Simple Online Bank

Sincerely,
Olusegun
Denver, Colorado


Re: JAWS 2019 Latest Update Issue

Mike B <mb69mach1@...>
 


Hi Ron,
 
Below is a download link for  the 2 prior J2019 builds, J2019.1901.66 & J2019.1903.9.  Please let me know when you get them so I can delete it from my
account.
 
https://www.dropbox.com/s/8xx39yyfck99fc8/J2019.zip?dl=1
 
 

Take care.  Mike.  Sennt from my iBarstool.
Book: a utensil used to pass time while waiting for the computer repairman!

----- Original Message -----
Sent: Thursday, March 28, 2019 5:53 PM
Subject: [TechTalk] JAWS 2019 Latest Update Issue

Hi Group,


A friend of mine is having an issue with the second update for JAWS 2019
with respect to remote access between his home and work computer. Since
the latest update in March, remote access won't work for him. He has
called Freedom Scientific and they say they are aware of the issue but
can't predict when a fix will be initiated. Lacking that, does anyone
have a copy of the previous JAWS 2019 release to the latest one in March?


Freedom scientific says they don't have that available on the website.


Any help would be greatly appreciated.


--
They Ask Me If I'm Happy; I say Yes.
They ask: "How Happy are You?"
I Say: "I'm as happy as a stow away chimpanzee on a banana boat!"




JAWS 2019 Latest Update Issue

Ron Canazzi
 

Hi Group,


A friend of mine is having an issue with the second update for JAWS 2019 with respect to remote access between his home and work computer.  Since the latest update in March, remote access won't work for him.  He has called Freedom Scientific and they say they are aware of the issue but can't predict when a fix will be initiated.  Lacking that, does anyone have a copy of the previous JAWS 2019 release to the latest one in March?


Freedom scientific says they don't have that available on the website.


Any help would be greatly appreciated.


--
They Ask Me If I'm Happy; I say Yes.
They ask: "How Happy are You?"
I Say: "I'm as happy as a stow away chimpanzee on a banana boat!"


Re: bank account.

Pamela Dominguez
 

I'm sure if I'm wrong, somebody will correct me. But as far as I know, no matter what you want to set up, you would have to go in person to the bank and show ID and sign papers. They want to know you are real. Then after that, you can set up to bank wherever you want to bank. Pam.

-----Original Message-----
From: Billy Inglis
Sent: Thursday, March 28, 2019 12:27 PM
To: main@TechTalk.groups.io
Subject: Re: [TechTalk] bank account.

hi again Brian,
As I tried to explain in an earlier post, that I would find it very
difficult to personally visit a bank branch on the high street.
Is home banking an idea?.
I'm also Interested in credit unions, but would have the same issue,
getting to a branch. Do these credit unions have a telephone system?.


On 28/03/2019 13:51, Brian K. Lingard wrote:
Dear Billy Inglis & List:
Bank of Scotland likely offers Telephone Banking with a live Banker as well as with interactive voice response menus and Webb banking. Ask about prevailing plans, costs Etc. Web banking where you rely on your wife may write cheques or make withdrawals.

This can be important if your wife is having difficulty handling money or is legally incompetent. If she is incompetent, the Procurer Fiscal may be her statutory Trustee or another government official.

Check out Credit Unions, they can be much cheaper than Commercial Banks, give you a vote at their annual membership meeting and you can run for office.
Brian K. Lingard VE3YI, Ab2JI, B. A., C. T. M.


-----Original Message-----
From: main@TechTalk.groups.io [mailto:main@TechTalk.groups.io] On Behalf of Billy Inglis
Sent: March 18, 2019 1:45 PM
To: main@TechTalk.groups.io
Subject: Re: [TechTalk] bank account.

Hi, please explain accounts?

On 18/03/2019 15:45, Carolyn Arnold wrote:
I will tell you that I have had three husbands. With the first two, we had joint accounts. However, oh happy day, with this one we have mine, his, and ours. Way to go!

Best regards,

Carolyn


-----Original Message-----
From: main@TechTalk.groups.io [mailto:main@TechTalk.groups.io] On Behalf of Billy Inglis
Sent: Monday, March 18, 2019 10:43 AM
To: main@TechTalk.groups.io
Subject: [TechTalk] bank account.

Hi people, I have never had a bank account of my own.
I have always used my wife's account, but now I think it is time to look after my own financial affairs.
So I am wondering what would be the best road for me to go down.
Would a joint bank account be a good Idea?
As I have never needed to worry about such things before, I do not really know what kind of bank accounts are out there.
Any advice or help with this query would be so helpful indeed.
--
All the Best
Billy







--
All The Best
Billy


Re: [Tec Talk] any way to know when messages are downloading in thunderbird?

Marie <magpie.mn@...>
 

Gene,
I use WLM and read all my mail in HTML with no issues whatsoever. Of course I use good sense about not clicking on links in the emails unless I am totally sure they are safe and from a trusted source. To my knowledge I have not had any security problems using HTML.
 
 

From: Gene
Sent: Wednesday, March 27, 2019 5:41 PM
To: main@TechTalk.groups.io
Subject: Re: [TechTalk] [Tec Talk] any way to know when messages are downloading in thunderbird?
 
I use plain text because for years, I was told and saw in good sources that it is safer.  I haven't seen the question discussed for years and I wonder if it matters much anymore with all the good default security settings used in e-mail programs these days.  others will, I hope, discuss the question.
 
Gene
----- Original Message -----
From: Carolyn Arnold
Sent: Wednesday, March 27, 2019 7:16 PM
To: main@TechTalk.groups.io
Subject: Re: [TechTalk] [Tec Talk] any way to know when messages are downloading in thunderbird?
 
I do have IMAP 993, and SML or something like that 465. We went to the web client. Although my husband also has Windstream, his was entirely different. Mine was full of ads and even overwhelmed him. He did find one email in Spam and got that out. I was wondering about Blind Friends, since I've had only eight or ten from them and usually have more.

I will check my Gmail in Google. That should be easier, but I do have the Gmail box in Outlook. I used to be able to find their Sent and Trash, but did not find them yesterday.

One question. Today I switch from Plain Text to HTML to see if that made a difference. Which is better to use?

Thanks for help,

Carolyn


-----Original Message-----
From: main@TechTalk.groups.io [mailto:main@TechTalk.groups.io] On Behalf Of Gene
Sent: Wednesday, March 27, 2019 8:10 PM
To: main@TechTalk.groups.io
Subject: Re: [TechTalk] [Tec Talk] any way to know when messages are downloading in thunderbird?

You can test with GMail to see if those who aren't receiving mail now can receive your GMail messages.  If so, then if the only reason you are considering switching is because of such problems, you can try using your GMail account by itself or with Outlook.  GMail has a spam folder if you look at the web interface.  When you are signed in and are on the main page for your GMail program, one of the folders is called Spam.
 
As I understand it, if you use an IMAP account, you will be able to see and work with the spam filter using your e-mail program.  If you use a POP3 account, you will have to check the spam filter online using your browser.
 
Gene
----- Original Message -----

From: Carolyn Arnold <mailto:4carolyna@...>
Sent: Wednesday, March 27, 2019 5:54 PM
To: main@TechTalk.groups.io <mailto:main@TechTalk.groups.io>
Subject: Re: [TechTalk] [Tec Talk] any way to know when messages are downloading in thunderbird?

Thanks for that. I can even send one from my Gmail account. I was thinking about exploring it to see if I could find any Spam mail, since I am getting very few from Blind Friends.

Would I still have all of these folders like the one that I have for Tech Talk?

Best regards,

Carolyn


-----Original Message-----
From: main@TechTalk.groups.io <mailto:main@TechTalk.groups.io>  [mailto:main@TechTalk.groups.io] On Behalf Of Gene
Sent: Wednesday, March 27, 2019 2:42 PM
To: main@TechTalk.groups.io <mailto:main@TechTalk.groups.io>
Subject: Re: [TechTalk] [Tec Talk] any way to know when messages are downloading in thunderbird?

I doubt that changing programs will solve these problems.  But if you want to find out, before spending much time learning the program, unless you just want to, you can test the situation.
 
If you can use the Webmail program your provider offers, you can send messages from your providers program, which, if its accessible, would require the least amount of work or learning.  You could have your husband send test messages using the webmail program and get an idea of whether changing programs might help and you would have to learn nothing or almost nothing. He would use your account to send the test messages, using your provider's webmail program.  I don't think it matters which computer is used, but just in case, he can use your computer.
 
Such problems will probably have to be addressed by the people receiving mail in terms of working with their provider or working with whatever spam filter is causing the problem.
 
Gene
----- Original Message -----

From: Carolyn Arnold <mailto:4carolyna@...>
Sent: Wednesday, March 27, 2019 1:23 PM
To: main@TechTalk.groups.io <mailto:main@TechTalk.groups.io>  <mailto:main@TechTalk.groups.io>
Subject: Re: [TechTalk] [Tec Talk] any way to know when messages are downloading in thunderbird?

What is the easiest, most JAWS friendly email client?

I can deal with Outlook, but some of my friends were not getting my mail, and one of them found me in Spam.

Best regards,

Carolyn


-----Original Message-----
From: main@TechTalk.groups.io <mailto:main@TechTalk.groups.io>  <mailto:main@TechTalk.groups.io>  [mailto:main@TechTalk.groups.io] On Behalf Of Karim Lakhani
Sent: Wednesday, March 27, 2019 1:19 AM
To: main@TechTalk.groups.io <mailto:main@TechTalk.groups.io>  <mailto:main@TechTalk.groups.io>
Subject: Re: [TechTalk] [Tec Talk] any way to know when messages are downloading in thunderbird?

Troy,
the sounds don't seem to work for me as well.
when I check my mail box I have messages, but thunder bird doesn't work like outlook for me when a message arrives the sound is played.
it's a hit and miss for me in thunder bird.
the other feature in older versions of outlook one could use a menu to silent sounds and I cannot find how to do that in outlook 2016.

thanks for bringing this subject up.


-----Original Message-----
From: main@TechTalk.groups.io <mailto:main@TechTalk.groups.io>  <mailto:main@TechTalk.groups.io>  <main@TechTalk.groups.io <mailto:main@TechTalk.groups.io>  <mailto:main@TechTalk.groups.io> > On Behalf Of Troy Burnham
Sent: Tuesday, March 26, 2019 7:14 PM
To: main@TechTalk.groups.io <mailto:main@TechTalk.groups.io>  <mailto:main@TechTalk.groups.io>
Subject: [TechTalk] any way to know when messages are downloading in thunderbird?

Hi all,


I have messages set to download in thunderbird but there's no indication that anything is happening and it takes so long at times that I'm almost ready to give up when I hear the "got e-mail" sound. Is there any way to remedy this so I know if anything is downloading or not?


Also, a friend of mine is a thunderbird user and he told me to use f5 to check my messages. That either doesn't work, or maybe it's the same situation as above and something is downloading and I don't realize it.
Btw I have 2 e-mail accounts and both are set to download at the same time if that matters.


Thanks in advance for any help.


Troy
























Re: Windows Live Mail download?

George McCoy <slr1bpz@...>
 

Try this.

Open the windows 10 settings app by pressing windows key plus i.

right arrow to applications and press enter.

Tab to the list of settings, arrow down to default apps and press the spacebar.

Tab once.  You should be on the default email button with the current default email app displayed.

Press space bar or enter to click the button.

Tab through the list.  If live mail is there, click it.

close the settings app and try running wlm again.


Hth,

George


On 3/28/2019 7:57 AM, Loy wrote:
2012
 
----- Original Message -----
Sent: Wednesday, March 27, 2019 11:32 PM
Subject: Re: [TechTalk] Windows Live Mail download?

What version of windows live mail do you have?

The 2012 version works on 1803, but I don't know after that and I don't have a machine on which to test it.  I went the Thunderbird because of some odd behavior with nvda that I didn't like and couldn't eliminate.


George

On 3/27/2019 9:49 AM, Loy wrote:
I downloaded Windows live mail, installed it and when I try to start it a dialog comes up and asks if I want to make it the default  email program and then it closes. I wonder if it just won't work on Windows 10 latest version?
----- Original Message -----
Sent: Tuesday, March 26, 2019 11:14 PM
Subject: Re: [TechTalk] Windows Live Mail download?

The latest version is Windows Live Mail 2012, I believe.


George

On 3/26/2019 3:52 PM, Gene wrote:
Either today or tomorrow, I'll send you a link.  Whether it’s the latest version, I don't know but it is one of the ribbon versions.
 
Gene
----- Original Message -----
From: Loy
Sent: Tuesday, March 26, 2019 2:51 PM
Subject: Re: [TechTalk] Windows Live Mail download?

I would like the latest version.
----- Original Message -----
From: Gene
Sent: Tuesday, March 26, 2019 3:44 PM
Subject: Re: [TechTalk] Windows Live Mail download?

Someone can make it available to you.  But do you want the ribbon or the menu version?
 
Gene
----- Original Message -----
From: Loy
Sent: Tuesday, March 26, 2019 2:31 PM
Subject: [TechTalk] Windows Live Mail download?

Is there a safe place to download Windows Live Mail? I know it is no longer supported.


Re: bank account.

Gerald Levy
 

Actually, there are credit unions in the UK, but they are very different from credit unions in the US and have their own rules and regulations.  Credit unions are a reasonable alternative as long as you don't mind making cash withdrawals from an ATM, because they tend to have very few branch offices where you can bank in person.  If you are uncomfortable with using an ATM because of security concerns, or the credit union does not have accessible ATM's near you in its network, then you would be better off with a traditional bank where you can make cash deposits and withdrawals from a teller window and get assistance from live employees.  I prefer to do my banking in person at my local branch.  The teller greets me by name and helps me fill out the deposit or withdrawal slip, and counts out the cash in front of me so I know that I am not being shortchanged.  Of course, I recount it myself to double check.  And any time I have a problem, I can speak to the branch manager, who also knows me personally, and is always eager to help.


Gerald

On 3/28/2019 1:41 PM, Olusegun -- Victory Associates LTD, Inc. wrote:
Billy, you probably don't have credit unions in the U.K. The closest to it
might be co-operative associations that have banking operations.

So, unless you live in the U.S., possibly Canada, you can't JOIN A CREDIT
UNION! With a credit union, each member is considered a "stockholder" even
though the stock held may be insignificant. Then of course there's a small
membership fee, typically between $5/$10. There are other rules, but they
won't be necessary to discuss in this space since these won't apply to your
situation.

Sincerely,
Olusegun
Denver, Colorado




Re: bank account.

Monte Single
 

There are credit unions all over Canada. There are ten or more in the small
village where I live, Saskatoon, the original "toontown:, with a population
of about 250000.

-----Original Message-----
From: main@TechTalk.groups.io [mailto:main@TechTalk.groups.io] On Behalf Of
Olusegun -- Victory Associates LTD, Inc.
Sent: March-28-19 11:41 AM
To: main@TechTalk.groups.io
Subject: Re: [TechTalk] bank account.

Billy, you probably don't have credit unions in the U.K. The closest to it
might be co-operative associations that have banking operations.

So, unless you live in the U.S., possibly Canada, you can't JOIN A CREDIT
UNION! With a credit union, each member is considered a "stockholder" even
though the stock held may be insignificant. Then of course there's a small
membership fee, typically between $5/$10. There are other rules, but they
won't be necessary to discuss in this space since these won't apply to your
situation.

Sincerely,
Olusegun
Denver, Colorado


Re: bank account.

chris judge
 

Yes, anyone can make a deposit to a bank account, so you're all more than welcome to make a deposit to mine any time you feel the urge, smile.

-----Original Message-----
From: main@TechTalk.groups.io <main@TechTalk.groups.io> On Behalf Of Brian K. Lingard
Sent: March 28, 2019 10:51 AM
To: main@TechTalk.groups.io
Subject: Re: [TechTalk] bank account.

Dear Billy Inglis & List:
You may add yourself as a signing authority on your wife's bank account by asking her permission to add your name to the account. This makes it a joint account.

Anyone may make a deposit to a bank account, not just the account holders.

This does not, however, give you an account of your own where only you may withdraw or write cheques on it. For this, you need a bank account of your own, with no other signing authority. Note that in the event of the death of one of the account holders of a Joint Account, the remaining account holders acquire ownership of the money in the account by survivorship, NOT through the Last Will & Testament of the deceased.

If you want a chequing account, you may face a substantial monthly account fee unless you maintain a specified minimum balance in the account at all times. Usually savings accounts have a much lower monthly fee if one exists. Ask your bank for prevailing plans & costs.

If you bank with a Credit Union, you and the other account holders jointly own the Credit Union. This keeps costs to members quite low. You can join a Credit Union for a $5 deposit to your share account, which must remain in this account at all times. With a Credit Union, you have a vote at the annual general meeting of members; can also stand for office, such as President, Secretary, Loans Committee Member and other offices.

The League of Credit Unions usually provides your Credit Union with ATM services and sometimes-shared branches. Shared branches permit you to use the branch of another Credit Union, out of town or closer to your home, as if it were a branch of your own credit union. This can be a very handy feature when travelling or out of town.
Most Credit Unions offer all the services of a Commercial Bank, foreign currency accounts, Credit Cards, Debit Cards, chequing accounts, savings accounts, and electronic bill payments. Many Credit Union services are provided at no cost to you!


Re: bank account.

Olusegun -- Victory Associates LTD, Inc.
 

Billy, you probably don't have credit unions in the U.K. The closest to it
might be co-operative associations that have banking operations.

So, unless you live in the U.S., possibly Canada, you can't JOIN A CREDIT
UNION! With a credit union, each member is considered a "stockholder" even
though the stock held may be insignificant. Then of course there's a small
membership fee, typically between $5/$10. There are other rules, but they
won't be necessary to discuss in this space since these won't apply to your
situation.

Sincerely,
Olusegun
Denver, Colorado


Re: bank account.

Monte Single
 

Hi Billy,
As for joining and using, credit unions are pretty much the same as banks.
You have to go there the first time to sign the account holder card. After that you can do your banking by phone or online,
I live in Canada and cannot say exactly how credit unions work in Scotloand, but generally their monthly service charges
Are cheaper than banks.
Find the phone number of the credit union nearest you and call. They will answer all your questions and tell you how to set things up so you can do things by phone or online.

-----Original Message-----
From: main@TechTalk.groups.io [mailto:main@TechTalk.groups.io] On Behalf Of Billy Inglis
Sent: March-28-19 10:19 AM
To: main@TechTalk.groups.io
Subject: Re: [TechTalk] bank account.

hi Brian, this is fantastic thanks.
Would you please tell me a little more about Credit Unions. One question comes to mind, how would it work for a blind person, joining ETC?.
On 28/03/2019 13:51, Brian K. Lingard wrote:
Dear Billy Inglis & List:
You may add yourself as a signing authority on your wife's bank account by asking her permission to add your name to the account. This makes it a joint account.

Anyone may make a deposit to a bank account, not just the account holders.

This does not, however, give you an account of your own where only you may withdraw or write cheques on it. For this, you need a bank account of your own, with no other signing authority. Note that in the event of the death of one of the account holders of a Joint Account, the remaining account holders acquire ownership of the money in the account by survivorship, NOT through the Last Will & Testament of the deceased.

If you want a chequing account, you may face a substantial monthly account fee unless you maintain a specified minimum balance in the account at all times. Usually savings accounts have a much lower monthly fee if one exists. Ask your bank for prevailing plans & costs.

If you bank with a Credit Union, you and the other account holders jointly own the Credit Union. This keeps costs to members quite low. You can join a Credit Union for a $5 deposit to your share account, which must remain in this account at all times. With a Credit Union, you have a vote at the annual general meeting of members; can also stand for office, such as President, Secretary, Loans Committee Member and other offices.

The League of Credit Unions usually provides your Credit Union with ATM services and sometimes-shared branches. Shared branches permit you to use the branch of another Credit Union, out of town or closer to your home, as if it were a branch of your own credit union. This can be a very handy feature when travelling or out of town.
Most Credit Unions offer all the services of a Commercial Bank, foreign currency accounts, Credit Cards, Debit Cards, chequing accounts, savings accounts, and electronic bill payments. Many Credit Union services are provided at no cost to you!




.
--
All The Best
Billy


Re: bank account.

Gerald Levy
 

You and your wife would still have to visit a bank branch in person initially to open a joint account.  Once the account has been created, you could bank online from home, assuming your bank's web site is reasonably accessible, or possibly by phone. I don't knowanything about credit unions in the UK.  They are a popular alternative to banks here in the US because they tend to offer higher interest rates on savings and checking accounts and charge lower fees for their services.  However, credit unionsnormally do not have as many branches as banks, and many of them require you to belong to a union, fraternity  or other affinity group to become a member. Since credit unions offer most of the same services as banks, you would be able to bank online or by phone as with a conventional bank.  If you are interested in credit unions, I suggest performing a Google search for credit unions in your area, and then calling them for more information.


Gerald

On 3/28/2019 12:27 PM, Billy Inglis wrote:
hi again Brian,
As I tried to explain in an earlier post, that I would find it very difficult to personally visit a bank branch on the high street.
Is home banking an idea?.
I'm also Interested in credit unions, but would have the same issue, getting to a branch. Do these credit unions have a telephone system?.


On 28/03/2019 13:51, Brian K. Lingard wrote:
Dear Billy Inglis & List:
Bank of Scotland likely offers Telephone Banking with a live Banker as well as with interactive voice response menus and Webb banking. Ask about prevailing plans, costs Etc. Web banking where you rely on your wife may write cheques or make withdrawals.

This can be important if your wife is having difficulty handling money or is legally incompetent. If she is incompetent, the Procurer Fiscal may be her statutory Trustee or another government official.

Check out Credit Unions, they can be much cheaper than Commercial Banks, give you a vote at their annual membership meeting and you can run for office.
Brian K. Lingard VE3YI, Ab2JI, B. A., C. T. M.


-----Original Message-----
From: main@TechTalk.groups.io [mailto:main@TechTalk.groups.io] On Behalf of Billy Inglis
Sent: March 18, 2019 1:45 PM
To: main@TechTalk.groups.io
Subject: Re: [TechTalk] bank account.

Hi, please explain accounts?

On 18/03/2019 15:45, Carolyn Arnold wrote:
I will tell you that I have had three husbands. With the first two, we had joint accounts. However, oh happy day, with this one we have mine, his, and ours. Way to go!

Best regards,

Carolyn


-----Original Message-----
From: main@TechTalk.groups.io [mailto:main@TechTalk.groups.io] On Behalf of Billy Inglis
Sent: Monday, March 18, 2019 10:43 AM
To: main@TechTalk.groups.io
Subject: [TechTalk] bank account.

Hi people, I have never had a bank account of my own.
I have always used my wife's account, but now I think it is time to look after my own financial affairs.
So I am wondering what would be the best road for me to go down.
Would a joint bank account be a good Idea?
As I have never needed to worry about such things before, I do not really know what kind of bank accounts are out there.
Any advice or help with this query would be so helpful indeed.
--
All the Best
Billy







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